Monthly Report: May 2015

I plan to post an update every month on the taxable dividend income I receive in my brokerage accounts, the non-taxable distributions I receive in my Roth IRA account, the market value of my taxable brokerage accounts as of the end of the month, the market value of my Roth IRA as of the end of the month, the market value of my 401(k) as of the end of the month, and my savings rate as of the end of the month.

Below is the monthly report as of May 31, 2015:

Taxable Dividend Income (Total: $32.94)

• Kinder Morgan, Inc. (KMI) - $17.78 (Increased 19.49% from May of last year)
• The Procter & Gamble Company (PG) - $9.94
• Realty Income Corporation (O) - $5.08 (Increased 9.01% from May of last year)
• Hasbro Inc. (HAS) - $0.08
• Yum! Brands, Inc. (YUM) - $0.06
• Total taxable dividend income of $32.94 increased by 68.58% from May of last year.

Recent stock purchases from this list are PG in my brokerage account and HAS and YUM in my Loyal3 account.  All the other dividend increases are from dividends reinvested and dividend raises from the companies.  I'm very happy with the total year over year dividend increase.

You can see a schedule of all the dividends I have received here.

Non-Taxable Distributions (Total: $96.59)

• Roth IRA - $96.59 (Increased 1.72% from May of last year)

The increase in distributions for this month compared to last Mary is terrible, not even 3%.  Right now, my Roth IRA is only invested in mutual funds since I didn't know about dividend growth investing back then.  Now, after blogging about my progress every month, I can see that the year over year increases are terrible.  Moving forward, I have decided to purchase only dividend growth stocks for my Roth IRA account.  I am still undecided whether to sell all my mutual funds and invest the proceeds into dividend growth stocks.

Market Values (Total: $284,307.60)

• Brokerage Accounts - $73,168.37 (Decreased 1.93% from prior month)
• Roth IRA - $50,452.55 (Decreased 1.08% from prior month)
• 401(k) - $160,686.68 (Increased 1.25% from prior month)
• Total market value decreased by 0.001% from prior month.

I'm not too concerned with the market value of my taxable brokerage accounts since the investment strategy with that is solely to generate a growing stream of dividend income.  As long as the dividends keep coming and are increasing, I'm not too worried.  Nevertheless, it's still interesting to see how it is performing.

You can see a schedule of the market values for my brokerage accounts, Roth IRA account, and 401(k) account as of the end of every month here.

Savings Rate

• 37.83%

Savings rate was excellent for this month.  I know some people are able to save 50% or more, but it's tough when you have to support a family on one income.  I'm happy with this savings rate as this is the highest so far year to date.  I would love to hit 50% savings rate, but for now, I am content if I am hitting at least 15% savings rate.

You can see a schedule of my savings rate by month here.

How did you do this month?