The Point At Which I Can Retire

For most people, whether they are pursuing early financial independence or retiring at a ripe old age, deciding when they can retire is a big and serious decision.  You have to make sure that you have enough income to cover your expenses or that you have enough assets to draw down from until you pass away.  Those who decide to follow the 4% draw down rule need to make sure they have a well diversified portfolio of investments so that they do not outlive their nest egg.  For those who decide to retire from passive income, they need to make sure that their passive income will cover all their expenses.

My approach to retirement is a combination of both:

Blog Update

After some contemplation, I have made the following changes to my blog:

Bought On Loyal3: KO, MAT, PEP, UL, WMT

I purchased the following stocks in my Loyal3 account on 9/4/2015:

Monthly Report: August 2015

I plan to post an update every month on the taxable dividend income I receive in my brokerage accounts, the non-taxable dividends and distributions I receive from my Roth IRA accounts, the market value of my taxable brokerage accounts, the market value of my Roth IRA accounts, the market value of my 401(k) account, and my savings rate.

Below is the monthly report as of August 31, 2015: