On August 18, 2015, I had made two big decisions: to pay off my mortgage as quickly as possible and to contribute $3,000 per year to my Roth IRA account. On that same day, I also set a goal to pay off my mortgage by the end of 2019. It has now been a little under a year and I have done it! I have officially paid off my mortgage today! I can't even describe how wonderful the feeling is... it's like this weight has been lifted off my shoulders. I feel this sense of freedom and joy I never imagined I would feel. I now can sleep better knowing that if something were to happen to me or I were to lose my job (God forbid), at least my family would have a roof over their head.