Sold On Loyal3: KO, VFC

I have sold off all my remaining positions on Loyal3 since I have consolidated all my stocks.  I also made the right decision to exit out of Loyal3 since they decided to use a new platform which would be charging a fixed fee every month to make free trades.

Sold On Loyal3: WMT

I am in the process of selling off my positions in Loyal3 since I'm not completely comfortable with their beneficiary designation process.  Loyal3 doesn't have any beneficiary forms to fill out so you would have to have your executor contact them to make arrangements.  This is something I'm not 100% comfortable with, especially since I don't want my children to have to deal with administrative headaches when it's my time to leave this earth.  I'm probably way too young to even be considering these things, but I just want to get all my ducks in order so that everything is all set in place for my children in case something were to happen to me or my wife (God forbid).  Estate planning is something I'll need to familiarize myself more with as I get older to ensure that my children get as much as possible without any complications.

Sold On Loyal3: AXP, DPS, DNKN, HAS, K, KHC, MAT, MCD, PEP, TGT, UL, YUM

I recently decided to consolidate all my brokerage accounts into one to simplify.  As a result, I am planning on closing out all my positions in Loyal3 over time at a gain.  If any stocks in Loyal3 have an unrealized loss on the books, I will not sell them until they are at a gain.  I still believe that Loyal3 is a great way for beginners to invest since there are no commissions and you can invest with as little as $10.  I also like that you can purchase partial shares based on the capital you invest with.  However, I want to eventually exit out of Loyal3 since I want to consolidate all my accounts and also for beneficiary reasons.  Loyal3 doesn't have a beneficiary form for you to fill out so you would need to have your estate executor coordinate with the people at Loyal3.  There were a few days where I tried calling the phone number, but it wouldn't let me leave a voicemail and I had to contact them via email.  This makes me uneasy, especially from an estate planning perspective.  Thus, I have made the decision to eventually exit out of Loyal3 once all my stocks are at a gain.

Bought On Loyal3: VFC

I made one last purchase on Loyal3 before the 2016 year was over.

What I love about Loyal3 is you can invest with as little as $10 in a selection of companies and own partial shares.  This really helps investors with little to no capital get a foot in the door without commissions eating up a certain percentage of their new capital.  The only downsides are that there is a limited selection of companies you can pick from and they don't offer dividend reinvestment plans.  That's fine with me since they have some good dividend growth companies I can invest in at zero cost.

Bought On Loyal3: DPS, K, KO, MCD, PEP, TGT, UL, VFC, WMT

It sucks when there are buying opportunities in the stock market and you don't have the capital to invest in everything you want.  If I had more cash on hand to invest with, I'd be buying up stocks left and right the way the stock market has been recently.  Unfortunately, since I don't have enough capital on hand to invest in everything I want, I have to invest in smaller amounts across different companies.  And that's one of the reasons why I love Loyal3.  It allows me to invest in companies with as little as $10.  Given that I don't have enough capital to invest in different stocks that I want without the commission taking a decent hit, I've decided to invest in stocks offered on Loyal3.

Bought On Loyal3: KO, PEP, TGT, VFC, WMT

After paying off my mortgage, from that point forward, my strategy to attaining financial freedom as quickly as possible is by investing aggressively and consistently in dividend growth stocks, regardless of how the stock market is doing.  There have been studies that show that it is better to put all your capital in the stock market in one lump sum investment rather than spreading it evenly across 12 months.  And since it is impossible to time the market perfectly, that is what I plan on doing - investing as much of my savings as possible into dividend growth stocks.

Bought On Loyal3: TGT, VFC

Now that my mortgage is paid off and my emergency fund is rebuilt, this month marks the beginning of my plan to invest in dividend growth stocks aggressively.  My plan is to consistently invest every month in dividend growth stocks, regardless of how the stock market is doing.  I plan to invest when the stock market is at all time highs, and when the stock market is at all time lows.

Bought On Loyal3: TGT

On June 28, 2016, I had paid off the mortgage on my home.  As a result of that payoff, I had pretty much depleted all of the cash in my savings account and needed to rebuild my emergency fund.  By the end of this month, I should have enough cash in my savings account after paying off my monthly expenses.

With many dividend stocks trading at higher prices, I don't feel like I've really missed out on any big opportunities.  However, once my cash in my emergency fund is rebuilt (which should be by the end of this month), I will begin investing aggressively.

Thankfully though, Loyal3 allows investors to invest with as little as $10, which is pretty sweet.  So I decided to invest a small amount of capital when I saw one of the companies recently have a pullback of around 6%.

Bought On Loyal3: TGT

I purchased the following stock in my Loyal3 account on 5/23/2016:

Bought On Loyal3: AXP, TGT, VFC

I purchased the following stocks in my Loyal3 account on 2/9/2016:

Bought On Loyal3: DNKN, YUM

I purchased the following stocks in my Loyal3 account on 1/11/2016:

Bought On Loyal3: WMT

I purchased the following stock in my Loyal3 account on 12/4/2015:

Bought On Loyal3: WMT

I purchased the following stock in my Loyal3 account on 11/20/2015:

Bought On Loyal3: DNKN

I purchased the following stock in my Loyal3 account on 10/6/2015:

Bought On Loyal3: KO, MAT, PEP, UL, WMT

I purchased the following stocks in my Loyal3 account on 9/4/2015:

Bought On Loyal3: WMT

I purchased the following stock in my Loyal3 account on 8/21/2015:

Bought On Loyal3: WMT

I purchased the following stock in my Loyal3 account on 7/27/2015:

Bought On Loyal3: WMT

I purchased the following stock in my Loyal3 account on 6/25/2015:

Bought On Loyal3: DPS, K, MAT, PEP, WMT

I purchased the following stocks in my Loyal3 account on 5/20/2015:

Bought On Loyal3: K, KO, MCD, WMT

I purchased the following stocks in my Loyal3 account on 4/20/2015: