Thursday, May 17, 2018

Monthly Report: January 2018

I will be making some changes to the monthly reports starting from today.  From now on, I will only be sharing the dividends I receive and my savings rate on the monthly reports.  I will share the market values on my taxable brokerage account, Roth IRA accounts, and 401(k) account every quarter.  My brokerage only sends me statements quarterly for my Roth IRA accounts so it takes me a lot of time to compile the information.  From a cost benefit analysis, it makes more sense for me to just post the numbers quarterly instead of having to compute all the amounts for every stock.

Without further ado, below is the monthly report as of January 31, 2018:
Taxable Dividend Income (Total: $71.91)
  • Cardinal Health, Inc. (CAH) - $9.26
  • Genuine Parts Company (GPC) - $14.41
  • Kimberly-Clark Corporation (KMB) - $19.63 (Increased 102.58% YOY)
  • Medtronic plc (MDT) - $6.55
  • Realty Income Corporation (O) - $6.19 (Increased 6.17% YOY)
  • Sysco Corporation (SYY) - $1.82
  • Wal-Mart Stores Inc. (WMT) - $14.05 (Increased 3.84% YOY)
    • Total taxable dividend income increased 73.78% YOY.
All dividend increases are from dividends reinvested and dividend raises from the companies.  I'm very happy with the total year over year dividend increase.

You can see a schedule of all the taxable dividends I have received here.

Non-Taxable Dividend Income (Total: $47.32)
  • Automatic Data Processing, Inc. (ADP) - $7.68 (Increased 12.28% YOY)
  • Cardinal Health, Inc. (CAH) - $7.45
  • Genuine Parts Company (GPC) - $8.28
  • Medtronic plc (MDT) - $6.55 (Increased 8.80% YOY)
  • Pepsi, Inc. (PEP) - $9.04 (Increased 9.18% YOY)
  • Wal-Mart Stores Inc. (WMT) - $8.32
    • Total non-taxable dividend income decreased 60.74% YOY.
The main reason for the large decrease YOY is because I exchanged my entire position in VBLTX for VGHCX.  VBLTX paid a monthly dividend, whereas VGHCX is more focused on capital appreciation.

You can see a schedule of all the non-taxable dividend income I have received here.

Savings Rate
  • 50.50%
Savings rate was excellent for this month!  I achieved my savings rate target of 25% in 2017 with an actual savings rate of 35.66% so I'm going to increase my savings rate target for 2018 to 30%.  The savings rate for January is a great start to 2018.

You can see a schedule of my savings rate by month here.

How did you do this month?


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